6115 Park South Drive
Suite 200
Charlotte, NC 28210



Business Financial Services

As a comprehensive advisor to both large and small businesses, we conduct thorough evaluations of employer benefits, as well as manage and communicate those benefits to your employees.
We provide experience in the following areas:

Succession Planning


Succession planning prepares your business for what comes next. Through the process, you’ll engage superior employees and develop their skills and abilities while preparing them for advancement into more challenging roles within your organization.


Actively pursuing succession planning ensures that employees are constantly developed to fill each needed role in your organization. As your organization expands, loses key employees, provides promotional job opportunities and increases sales, your succession planning guarantees that you have employees on hand ready and waiting to fill the new roles.

Buy-Sell Planning


Buy-Sell Planning creates a road map for what happens to a business owner’s interest in a company if they become disabled, deceased, retire or decide to sell.  The agreement determines in advance how the shares in question will be sold- to whom and at what price.

Executive/Key Person Planning


Key employees are vital to your success. We work with business owners to identify and create customized strategies to attract, retain, and reward the best talent… often while paying less in taxes. Unlike qualified retirement plans, key employee retention plans allow you to choose the employees you wish to cover while excluding others.

Group Dental & Vision


We work with employers to provide a comprehensive list of dental and vision insurance carriers and strategies that strive to minimize cost and maximize efficiency.


This can combine a mixture of:

  • Dental Insurance
  • Vision Insurance
  • Self-Funded Plans

Group Life & Disability


Group life and disability insurance is often provided as part of a complete employee benefit package. In most cases, the cost of group coverage is far less than what the employees or members would pay for a similar amount of individual protection.

Group Medical Insurance


We work with employers to provide comprehensive list of medical insurance carriers and strategies that strive to minimize cost and maximize efficiency.


This can combine a mixture of:

  • Health Insurance
  • Self-Funded Plans
  • Health Reimbursement Account (HRA)
  • Health Savings Account (HSA)

Legal Document Review & Storage


Having the proper legal documents in place can ensure that your assets are handled according to your wishes in the event that you are unable to do so. We work with your legal advisor to review that your affairs are in order and provide access to a secure storage vault so that your important documents are easily located when the time comes.

Retirement Plans


Defined Contribution: Employer sponsored plans that provides for an individual account for the employee; the employer, employee  or both may contribute to this account. Examples include

  • 401k Plans
  • 403b Plans
  • 457 Plans
  • Solo 401k


Defined Benefit Plans: Employer sponsored plans that provide for a specified monthly benefit at retirement for its employees. Examples include:

  • Pension Plans
  • Cash Balance Plans

Voluntary Benefits


Voluntary benefits are insurance products employees can elect to add to their plans to fill gaps in health insurance to meet their needs. Voluntary benefits are offered by employers but are paid completely or mostly by employees through payroll deferral.


Traditional voluntary benefits include life insurance, vision, dental, disability, cancer and critical illness insurance, and accident insurance. As the needs of employees change, employers are beginning to offer non-traditional benefits such as financial planning, online education and career development.


Voluntary benefits are appealing to employees because they offer a nice flexibility to everyone’s compensation package.