6115 Park South Drive
Suite 200
Charlotte, NC 28210

 

 

What Clients Are Saying

Ed & Mary Ann

 

Clients of Jeff’s for many years, Ed and Mary Ann received news that would change their future forever. And the one thing they didn’t have to worry about? Watch the video below to find out.

 

 

 

A Letter From Kevin Johnson

 

I am writing this letter to highly recommend Jeff Howard & his team at Consolidated Planning. Jeff & his staff have handled all of my financial needs for over 15+ years with a long standing history of outstanding performance and expertise as financial advisors. I have had the pleasure of working closely with Jeff Howard for the past 15+ years, and during this time, I have been consistently impressed by their dedication, professionalism, and exceptional financial acumen.

 

Jeff’s commitment and dedication to my financial growth and personal protection has been his sole focus from day 1. His attention to detail and personal care & compassion has been a true blessing to our family. This is a trait that is not common in this type of industry and has always been a relaxing comfort that we have trusted our valued assets with someone who will always keep that front and foremost.

 

Jeff Howard (and his entire team) have consistently demonstrated a deep understanding of financial markets, investment strategies, and risk management. Their ability to analyze complex financial data and provide well-informed recommendations has been invaluable to our family and construction business. Jeff possesses a keen insight into the ever-changing landscape of the financial industry and has a proven track record of delivering positive results while always mitigating risk to achieve our families primary goals and objectives. Jeff excels in communication and relationship-building and has the ability to explain intricate financial concepts in a clear and accessible manner.

 

In conclusion, I wholeheartedly recommend Jeff Howard and Consolidated Planning for anyone that is considering financial advice or guidance. He is a dedicated professional with a proven ability to deliver exceptional results and provide invaluable guidance to clients. I am confident that Jeff will continue to excel with our portfolio and will make significant contributions to any organization fortunate enough to have him guide their path..

 

Please feel free to contact me if you require any additional information or have further questions.

 

Sincerely,

 

Kevin Johnson

President

Bullseye Construction, Inc.

 

December 26, 2023

 

A Letter From Bob & Julie Parry

 

Dear Jeff & Team,

 

We can’t thank all of you enough for what you have done for us over the past several years. As you know, Julie and I presented an interesting financial equation for you when we met and subsequently married. Combining our assets as retirement approached, with our long and separate financial histories that included business ownership, presented many challenges and options. The whole team spent many, many hours with us, patiently explaining the ramifications of all the things we needed to consider. You also greatly expanded our view of what we needed to evaluate as we both retired and combined our lives. And it wasn’t just providing a much-needed education in the likes of retirement issues, health insurance options, asset management and long-term care considerations, but it was bringing all the tools and skilled personnel to our disposal so that we could painlessly transform our decisions into a reality. 

 

And the truly amazing thing that you do is provide all that guidance, expertise, and support in such a reassuring manner. We never feel pushed or spoken down to. You always have time for us, or make time, and you clearly and patiently address our questions. We can’t adequately express the comfort that brings us as we know you are working for our best interests. It’s so rare, this day and age, to have such expertise in your corner, especially when you’re also treated like family.

 

Thank you!!!

 

December 23, 2023

 

A Letter From Jim Rasmussen

 

Jeff and his team embody the concept of “nobody cares how much you know until they know how much you care”.  I don’t say this lightly.  Clients are treated as family members, and this is evident immediately upon the first discussion.  Their comprehensive approach ensures that nothing is overlooked.

 

I am thankful that we made the decision to plan early and plan thoroughly at the business I serve as CEO.  Because of Jeff’s guidance and direction, we were able to “weather the storm” during a tragic and unexpected event.  We would not be the thriving business that we are today had it not been for Jeff and his team.

 

My family, my business, my clients and my friends refer to Jeff as advisor and as family.

 

September 28, 2023

 

A Letter From Linda Humm

 

Dear Jeff,

I know I have said this before, but I cannot begin to thank you and your team enough for the great onboarding experience.  Your approach to holistic financial and retirement planning was something new to me, and you and your team patiently walked me through every step of the way.  I always only thought of investments and needing guidance in that space, but you enlightened me on other aspects of retirement that are real and need to be considered such as long-term care and life insurance.

 

Yesterday, the light bulb came on for me when I was helping my brother clean his house.  His wife had early onset of dementia approximately 10 years ago and needs 24 x 7 care now.  I looked and realized that could be me one day.  I am so grateful that I have you and your team keeping my best interests in mind.  I would not have gotten this from just a Financial Planner.

 

Thanks again for all you do Jeff!  I sincerely appreciate it.

 

Gratefully,

 

Linda Humm

September 10, 2023

 

A Letter From Cathy Makley & Family

 

Dear Jeff,

 

As I’ve said to you many times, I can’t begin to express to you how much your guidance and advice has meant to our family for over 25 years.

 

Morgan and I always believed in the value of life and disability insurance but having you in our corner to watch over us and guide us was invaluable. You kept us on track, when it would have been easy to put off making important financial decisions, keeping us focused on our goals.t

 

This all became very real to us in February 2020, when Morgan was diagnosed with stage 4 esophageal cancer. It was difficult enough to tell our kids what we were facing, thank God we were able to assure the boys that financially we would be more than ok. Both boys came to me individually that first weekend to ask if their college plans needed to change and I was able to tell them that the one thing I knew with certainty was that we would be ok financially, no matter what happened. We wouldn’t have to sell the house, our lifestyle wouldn’t change, and they could continue in school as planned, even if Morgan was unable to work or in the event of his death. I did ask them to cut back on their trips to Chick-Fil-A, because NO ONE can afford as many chicken nuggets as they eat, lol.

 

This also was a huge relief to Morgan, as he went through his battle. As a father and husband, the main breadwinner throughout our marriage, his overwhelming concern was making sure that the boys, Liz, and I would be ok. It was such a gift for me to be able to tell him that he had already done that – that everything was in place, and we didn’t have to worry about anything financially. This allowed him to focus all his energy on fighting cancer and I believe having that stress removed prolonged his life.

 

It was very difficult for him to step away from work, for many reasons. I’ll never forget being on the phone with you while he was receiving treatment one day last fall. You and I were discussing filing for long term disability and reviewing our financial situation. Morgan got in the car while we were speaking and listened quietly to the conversation during our 30-minute drive home. After we hung up, he said, “Ok, I believe you now. We’re going to be good.” He went into the house and called his boss to tell him he needed to take some time off. Again, I think that this gave us a few more months with him, where he was able to play golf and be present with friends and family. If he had continued to work, I think we would have lost him before Christmas.

 

One thing I didn’t realize prior to this experience, is how much concern about our financial well-being extends beyond our immediate family. Countless friends and extended family have reached out to make sure we would be ok. His work colleagues and mine have checked on us. Even his oncologist and her staff checked in to make sure that we didn’t need assistance, because she knew that financial stress would be a huge physical drain on him.

 

As you know, Morgan didn’t like being involved in the details of our financial plans, leaving it up to me to make decisions. It was my job to be a good steward of what he provided, and I am so grateful that, thanks to you, I was able to live up to that.

 

Please share this letter with or give my number to ANYONE who thinks that getting their financial affairs in order is something that can be put off. Morgan’s diagnosis came out of nowhere – we had 2 weeks from his first symptoms, to knowing that he had stage 4 cancer and that it was unlikely that he would survive beyond a year. Because of you and your team, 90 days after his death, we can focus on moving forward, knowing that we will continue to live our lives the way Morgan intended. I will never be able to thank you enough for that gift.

 

Gratefully,

Cathy Makley and Family

June 25, 2022